So I got a call from a collection agency, bwaaa ... the caller vaguely mentioned an "incident" from 2021 and claimed I owed an insurance company money. So I said "thanks I'll try to contact the creditor myself" and hung up. (In retrospect, not a good idea -- there's all sorts of questions you have a right to ask, and I should have asked them, rather than politely and calmly panicking.)
I checked my journal (I try to write down briefly what happens each day, just in case something like this comes up, and once in a blue moon it comes in handy), and couldn't find anything I might have done on that date, not even p1$$1ng off the cat lady upstairs. I tried calling the insurance company, but haha good luck with a non-routine question there.
So got to thinking maybe it's not a good idea to just ignore this. I recontacted the collection agency, which I assumed would be a horrible experience. But the guy was super nice ... and we quickly figured out that the debtor must be someone else, because the "incident" (a car accident) happened halfway across the country and the debtor was almost 30 years younger than me. So he said he'd take my name off the file. I said "is there a case number for this?" and he said no but gave me his full name and volunteered the correct spelling.
So, not EVERYONE is an ass hat.
There should be a National People Who Do Their Bleeping Jobs Right and Aren't Ass Hats Day, really.
And hey, there's a work-from-home job ... if you've got the wiring for it (I certainly don't).