WITHIN LIMITS! What you can't read? Don't bother to read? Or just pick and choose what you read? But it really doesn't matter. It. Will. Never. Happen. What did people do BEFORE social "security"? You do know that it was supposed to be in addition to people ALREADY having a savings account. It was supposed to (or marketed as such) be a supplement to savings accounts. But now we are a nation of spenders not savers. Our economy has been based on spending every penny we have for so long that we have forgotten what it is to save and the ones who do save and ridiculed and penalized for doing do. We used to have an economy based on saving. With a government that spends like a drunken sailor on leave and a voting public that spends like they are rich but has to borrow every penny to do so, is it any wonder that the wealthy (who actually spend less than you might think) are the only ones saving. In order for capitalism to exist, you must have capital in the first place.