bullfrog !
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Kentucky includes just about everything including the house. She would have lost the house if it hadn’t been put in a trust at least 5 years prior, which most people can’t afford or know to do. In other words any assets you think you will give to friends or family had to be legally transferred at least 5 years prior to your application for Medicaid or they won’t pay until you have paid their value in medical expenses. Medicaid takes everything just about or requires it be spent on your medical needs including social security only giving you a small amount for personal use each month. This is the way it was a couple of years ago and I doubt it has changed much. I’ve said this many times on this forum until you have lived in poverty in places like Kentucky you really haven’t an idea of how badly poor people are treated by some state governments.