One Awesome Inch
You are in the PNW, right? If so your temps are similar to where I live in Vancouver BC. This past winter when I was just starting my van and just starting to put in the insulation it was about 1 to 0 celsius. The van was uninsulated and I was doing physical work, so was warmer than usual. Even then I needed a winter jacket and toque on my head.
If you live in a van year round with virtually no heat in an uninsulated van you must be a very hearty guy.
I guess what myself and others are trying to say is that insulation just keeps the heat in your van for longer, saving you fuel costs. That's it. Take care and happy Vanning.
I spent 10 years in Alaska delivering supplies to remote villages and mining operations. -30f to -50f temps weren't uncommon.
My cabin is in Eagle Nest NM, in the NE cornerish, and it gets really cold there too. I frequently find myself in some very cold areas in the winter too, Minneapolis area, upstate Maine, North Dakota, and a few others.
Since retirement, if it's cold out, I spend a lot of time in my van. I run my heat as needed to keep my van in the 70f to 75f range. Doing so rarely uses more than 2 gallons of fuel per month, occasionally 3. In Alaska I maxed out at 10 gallons per month in the coldest months in an uninsulated van, and 35 gallons per month in a heavily insulated cargo van. I usually pay +/- about $2.50 per gallon for my kerosene, and in the warmer months use well under a gallon. Last year was an especially cold year where I was, and I used a total of 23 gallons of fuel for the year.
So my total cost for the year, to stay warm and comfy in my whole van, wearing short sleeve shirts while inside, was $58.00.
Now to be fair here, there are other factors to consider here too. If it's sunny out, even though it may be near freezing outside, it can be up in the 60's even 70's inside an uninsulated window van, without running any heat. I think this is one of the biggest money savers. In my cargo van, I had to run the heat all day long if I was at home, in the window van on sunny days, I might not have to run any heat for many hours during the day.
In the end, maybe it's the difference between working with Mother Nature or trying to defeat her. This stock window van is extremely cheap and easy to either heat or cool, and it keeps me totally comfortable all year long, so why mess with perfection, and why pay money to mess with perfection. Now if I wasn't already totally comfortable, like when I had that heavily insulated cargo van, then it's time to look at improving your situation, which is exactly what I did.