Me and the Mrs got our "stimulus" money today.We are going to put a few hundred with it and pay off our car loan.That will be a load off our backs. A person in debt is not a free person.Some one or some bank owns you.The best advice I can give anyone is to avoid the debt trap.It is a never ending downward spiral that will destroy you in the end.I have mostly avoided it in my 75 years here,but sometimes I had to bite the bullet and kiss the kings ring.I will always fight tooth and nail against debt and the Lords who would own us.Good luck.