Every Road Leads Home
Well-known member
masterplumber said:I think the American Dream can become a nightmare, but it doesn't have to
Early on we were just like most people and bought into the premise that debt was good and more was better, and our spouse should want the same things we do all the time. Reality is that debt makes you a slave and your partner is a unique person different than yourself. And it's ok to be different and want different things at times - that doesn't mean it can't work and you both cant' be happy, but it does take some compromise at times and an awareness of each others needs.
I think you hit all the nails square on the head with your comments. The "conventional" American dream certainly doesn't have to be a nightmare and it originally wasn't. There are ways to make that lifestyle work that doesn't end in flames if done correctly. I think the biggest problem American's face with debt is that it's now perfectly acceptable maybe even expected to have loans on a house, two cars and maybe even a boat, RV, and/or motorcycle as well as a bunch of credit card debt for the smaller luxuries such as flatscreen tvs, new laptop, fancy washer and dryer, etc.
Now let's backtrack a few generations. Taking out loans for what you could not afford was frowned upon and in most cases simply not done. When you wanted or needed something you saved up until you could buy it, if you couldn't come up with the cash you did with out and it was that simple. Backtrack a little further and there wasn't any such thing as automobile loans and credit cards. Americans as a whole do not know how to live with in their means because instead of being taught to be responsible with money we are taught the exact opposite..............we are taught it's ok to have and want instant gratification. However, instant gratification can turn into years of monthly payments, stress, increased hours working and that very thing that was supposed to make life better somehow made it worse, yet the majority can't connect those dots.