DrJean said:Thanks for reminding me to follow up on this. Went looking for accident insurance only, broken bones, snake bites, etc:
For 9$ a month or so (I already have Banfield Preventative Special Care) I found Pets Best
TravelingDruid said:I have HealthyPaws pet insurance for my 8 month old Bengal kitty. http://www.healthypawspetinsurance.com/ My cost for 90% coverage with 200.00 annual (not per incident) deductible with lifetime discount comes out to be 15.78 per month with a 25.00 one time setup fee.
VPI (Veterinary Pet Insurance) is a specific brand of pet insurance that is infamous for breed exclusions. As a CVT (board certified veterinary nurse), I've done a LOT of research for my own pets.LucyImHome said:The pet insurance companies disallow coverage for the more common diseases and ailments of an inherited nature. They have a list of the breeds and the stuff they don't cover with those breeds. Mixed breeds create a gray area that leaves some room to provide greater coverage if there's some question of what breeds are represented in the dog. I haven't looked over the lists lately, but as an example...... a Dachshund might not be covered for spinal disorders, but that may be covered in a Pembroke Welsh Corgi. If the dog is a mix and it's long bodied, a shelter might label it as Dachshund mix. It may not be, could be a Corgi mix. This is just an example, hypothetical. By the way, few shelters are good at identifying mixes. No diss on them, just a lot of breeds to know about.
Any previously diagnosed illness may be disallowed.
That said, pet insurance is a good idea.
Some vets will take carecredit. It's a credit card for vet bills. I haven't looked into it so can't give an opinion.
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