Kevin: I don't think many buyers do this, but I've found walking around, looking for body rot, examining the tires, muttering and making cryptic notes to myself on a pad without ever naming a figure helps in situations of that sort. Occasionally frowning and shaking my head telling the seller the price seems awfully high for what's in front of me.<br /><br />Usually after sufficient times passes the seller will say, "You haven't talked money." I grumble, look some more and say again, "I think you're asking more than it's worth to me."<br /><br />Won't be a lot longer before the seller is asking, begging, demanding you name a figure. And at that point any figure you name is okay insofar as the "insult" factor.<br /><br />Not to concede that it's possible to insult anyone who's not wearing his feelings on his sleeve by naming a any figure at any time. <br /><br />But a lot of people wear their feelings on their sleeves and are so insecure in their own identities to be insulted by almost anything some anonymous stranger might think of something they own, the color of the curtains or the style of their glasses frames.