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I've been trying out Ally bank. So far so good. Only thing is, if you get a physical check, you have to mail it to their main office in PA somewhere... but for ATM, it's pretty decent. I am attempting to connect it to paypal so I can move cash back and forth easily...<div><br></div>
 
Buy all black and never have to think about the distraction of clothing. Think <i>Steve Jobs</i>.
 
donate plasma for money... make fake letter with fake address for them to see

 
money.... or no money... this guy managed it... <img src="/images/boards/smilies/smile.gif" border="0" align="absmiddle"><div><a href="http://www.theglobeandmail.com/news/arts/books/meet-the-man-who-quit-money/article2364905/" target="_blank">http://www.theglobeandmail.com/news/arts/books/meet-the-man-who-quit-money/article2364905/</a> </div><div><br></div><div>personally, I could not do it, but it does make you think. I have applied some of his principles in the past like scavenging items... Mostly furniture for my home before I moved out and became mobile...&nbsp;</div><div>Also, plane flights must be paid for... and I like my Brazilian barbecue too much... <img src="/images/boards/smilies/smile.gif" border="0" align="absmiddle"></div>
 
<p>Our money is no longer money.&nbsp; It is UN-MONEY.&nbsp; It has no value.&nbsp; It is not backed by Gold or even Silver and even our copper cents are phony.&nbsp; They are zinc with a copper coating.&nbsp; See how we have been had?&nbsp; WAKE UP AMERICA</p>
 
Ummm...running around a graveyard with a shovel doesn't look good, and most states take desecration seriously. Each gravesite is a plot of land that butts up to it's neighbor, and is owned. So even if not caught and hit with a desecration or vandalism charge, there's at least trespassing.

And if things get that bad, cash is going to be worthless anyway. Cash is nothing more than an IOU - a promise for services or goods. It has no intrinsic value, and none at all when goods are scarce. We spent two months in Peru as the 'inti' went from 800 intis per dollar to over 5000. It was finally deemed worthless and replaced with the solaris, which I never really figured out what the benefit was.
 
IDK Seraphim there is a lot of geocaching going on in the graveyards. My daughter's big into it and she found a "travel bug" in AR and was going to leave it in the TX cemetery where my mother is (which is a perpetual care) what she found there was 8 geocaches in that graveyard.... although most people do cache graveyards in the daytime.... <br><br>and I agree, if things get really bad... the things that have intrinsic value are going to be food and necessities.. we will be dropped into a barter system and the things that have to most necessity will hold the most value.. <br><br>
 
My latest change for my financial life is to move my accounts to USAA. I am extremely happy with them, I get up to $15 back each month for any ATM charges I have to pay.<br>I only use them for banking but have friends who use them&nbsp; for vehicle insurance also and are happy with them.<br>I live on a small retirement annuity/small retirement pension and SS. I get my SS check a full day ahead of other friends since I use that bank...dunno how that works but it does.<br>I am not a fan of banks, my wife uses a CU and I used one for many years, but I want my life to be simple these days and what I do now works quickly, effortlessly and seamlessly. <br><br>I keep a small balance in a local bank which is tied to my Paypal acct. so I can cash checks through them if I need to....all my and my wifes bank accounts are tied together through the bank so money can be instantly and effortlessly between accts.<br><br>I find that living when we do, it is so easy to function and move through the world. <br><br>Cheers and hope to maybe see you this summer 'Old manof the mountains.' ..how about coffee in PT this summer....?<br><br>I will be on the bike and not probably be staying in the transit lot....probably go pout to the fairgrounds...or stay at my sons...depends on where he is...<br><br>Bri<br>
 
Bri: Do they put a hold on transfers from another bank?<br>
 
Hi Lampliter....Not as far as I have seen yet...I have only transferred a couple hundred bucks or so back and forth and never had a hold yet...maybe since we are both&nbsp; on every account in the three sources, they ok it quickly....it is very seamless so far. <br>Frankly my banking is pretty tame, a few bucks in a savings account. a few bucks in a checking account.<br>Bri<br><br><br>
 
<p style="margin: 0px;">tween</p><p style="margin: 0px;">&nbsp;</p><p style="margin: 0px;">Some people may have ethical difficulties about theft and other such behavior; most I've encountered here seem to shy away from illegalities and are considerate of others. It's one&nbsp;of the reasons I admire many people here.&nbsp;I also know how I would feel if I came up and found someone caching around my parents grave, for example. </p><p style="margin: 0px;">&nbsp;</p>
 
Cash is only good if there is someone else that wants it, and if you want to be around people.. whereas a cache of food and supplies would be much more useful for some of us and takes a bit more effort to place securely <img src="/images/boards/smilies/smile.gif" border="0" align="absmiddle"><br><br>and while I am not religious, I wouldn't feel comfortable with an act that another culture might feel is disrespectful of their ancestors<br><br>
tween said:
<p>Kee rist, people. What you think you need to cache? A drum? I'm talking about gold coins or cash, and you can easily slip a flat little plastic case, with enough in it to do you some good, with nothing but a knife blade, to slit the sod roots. I've done it with other people all around, as I cleaned up the gravesite and situated the "flowers" (that I took from another grave)&nbsp; :)</p>
 
Very good point, Seraphim. And those who conduct themselves in an ethical manner probably will not feel a need to stash anticipated "bail money" (post #53), which likely will result in their mobile dwelling&nbsp;being impounded as well.<br><br>
 
A note on gold: while it will retain valuelonger than cash, the value of gold is strictly speculative, meaning it's only worth what people want to pay for it. In a situation where food becomes extremely scarce, gold is just a pretty metal which can't hold an edge and can't be eaten.

I'm not a dooms day planner, but if I were and felt the need to cache, I'd cache items that would assist me in acquiring food, and which we're not consumable goods: like fishing equipment, archery equipment, etc. Both of those are reusable, as long as you're careful with your arrows or learn to fletch more.

Trapping gear. Casting nets. A Hatchet and/or saw.

I'd also want to cache tools which would permit me to make more tools: metal stock, grinder/grindstone (non-electrical), etc. Basic automotive tools for disassembling junk or abandoned cars for materials.

A firearm? Yes, something that can kill at a distance, but only for life or death use. Bullets are consumable - once gone, or the material for manucturing them gone, they're gone for good.
 
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