QinReno said:
I think another demographic that will start to become more common in the future as living costs continue to go up, is for strangers to move into houses owned by others, for the purpose of mutual support. How many elderly people live in big houses all alone? A lot, I'll bet. In a college town, they'll often rent out rooms to students. But they are probably also a lot of them in non-college towns who might like roommates. But this is a possibility for down the road in the future, and may not be someone's 1st preference, but is another option.
This is a really tough one. If, like a friend of mine, your 180 pound husband with a bad hip falls down, are you your 100 pound self going to be able to pick him up? Well, if you're like my friends, you'll be picking up the phone instead and hoping someone close by can come right over.
It doesn't get any better if you reverse the two roles ... the hubby with the bad hip would not be able to help his wife get up. Heck, even a completely healthy guy at 92 shouldn't be lifting much.
I don't want to sound discouraging on that point, but I guess I"m trying to make sure we don't have any illusions about our powers once they are truly in decline. One senior trying to help another is often either unable to do so or would have to risk injury to him or herself to do it. I'm over 200 pounds myself and found it hard to lift 180 pounds of already-injured deadweight-with-a-painful hip and position him anywhere worth being.
Anyway, it's really hard to make the decision to move on from independence to dependence. A whole lot of people can't do it until social services, a distraught son or daughter, or even the police step in to make it happen. I don't have much confidence in the level of help two seniors can give each other once even one of them truly needs help.
Unless you just mean help with the rent.
Overall, I think a healthy trend might be seniors renting out to young and physically capable people who are around enough to be able to help. Or even doing it the way that seems to have been forgotten in modern western society -- by multiple generations living together and helping each other out, instead of everyone being isolated from each other.