Why do I keep spending??

[wagoneer]

Stay away from that Sprinter with the Mercedes look at the Dodge hightop with the Fiat diesel you will not regret that decision...

 

[caseyc]

In the past, I never admitted either to myself or my friends that I have a spending habit or addiction, or whatever one might call it. It just seemed normal to me. I would rationalize it by saying that pretty much everyone else I know is doing the same thing, or worse. All guys buy gadgets and constantly upgrade to the newer, faster, larger model, right? That was pretty much my thinking. Heck, I don't think my collection of stuff is any worse than a woman with a huge collection of fancy shoes and purses. I know women who buy shoes that cost easily $400 each pair, plus purses that go for over $1500. Plus they need a different color and style of shoes plus purse to match whatever clothing and occasion calls for. But as I get older, I'm now questioning my spending habits, whereas I didn't used to. Sometimes it takes me awhile for a new concept to sink into my brain...I guess I'm slow sometimes! As in any addiction problem, I've been told the first step is to admit and acknowledge it as a prerequisite to improving. Yes, I admit it. I acknowledge it's a problem. That's a step in the right direction.

 

[flying kurbmaster]

Great, I was wondering when this thread would get back on track. Now what??

 

[Lucky mike]

it's off to Rehab with you!!!!!........and again...Gim'me that watch! you wont be needing it there with that white jacket attire , you wont be able to see it!!

 

[caseyc]

Yes, it's off to Celebrity Rehab for me...minus the celebrity, since I'm a commoner!

Which watch do you prefer, the Atomic or non?

I think I'll need the atomic watch to accurately tell time in my white padded room without a view.

 

[morongobill]

My best friend is what I call an "accumulater", for example, owning 17 or 18 guitars. I'm talking Martins, Taylors, Gibsons. He also collected fine pens such as the Montblanc "Catherine the Great."

About 4 years ago, he moved back to California from upstate New York, driving out here in a truck(former Uhaul) that he bought pulling a rental trailer.

You know what happened. You can guess. The truck was stolen within 2 weeks in socal and all contents were lost and were uninsured. Around $85,000 worth.

There is a life lesson here that my friend still has not recovered from.

 

[caseyc]

Wow, that sucks big time.

By the way, I hardly spend much anymore since I cut up my credit card couple months ago. Patting myself on the back!

 

[Donedirtcheap]

Wow, that sucks big time.

By the way, I hardly spend much anymore since I cut up my credit card couple months ago. Patting myself on the back!

How will you ever get on an airplane or order online? They always want a cc dont they?

 

[Drifted_Cowboy]

How will you ever get on an airplane or order online? They always want a cc dont they?

I have zero credit cards. The world will punish you for going astray. Deposits for hotels and rentals are about the only problem. I see it as extortion.

But some people just love money. They do what they need to do.

 

[wagoneer]

No need to cut them just don,t use em. Come in handy for emergencies.
I am sorry for your friend, thieves are the scum.

 

[caseyc]

I cut up the one credit card that I was using exclusively cuz it has a low fixed APR interest rate of 6.50%. It's nearly impossible to have a fixed APR of 6.5% for any credit card whatsoever! Don't ask me how, I have my ways, haha! It was too tempting to have any credit card(s) in my wallet as I'm more inclined to do impulse purchases. I literally don't carry around any credit cards in my wallet nowadays, so I don't make make senseless impulse buying anymore, such as another wrist watch, haha! I have other credit cards that I don't use at all, just have them locked up. Bottom line, I don't spend much anymore on "things". Going out to eat is another issue, I spend too much on eating. But I'm even cutting back on eating out too, so I'm positively making improvements.

 

[wagoneer]

Good for you, myself been lucky to cash and carry. My mother payed off her card every month I dare not tell her I HAD revolving credit, which I did at the time paying the minimum.

 

[akrvbob]

I'm one of the weak people who can't have a credit card without abusing it.

Fortunately, a debit card works for everything I want to do every bit as well. And I can't go into debt with it.
Bob

 

[HarmonicaBruce]

I use my amazon card as much as I can, since I get 1,2, or 3% back. People who pay with cash are paying extra. Even when a gas station has diesel for 5 cents cheaper when you pay with cash, it's still cheaper for me to use my credit card.