Just a word of caution and it has been said countless times before. NEVER and I repeat NEVER click on a link like this in an email. Go to your bank/credit card online like you always do. Never click on the posted link. Scammers can make the link and webpage look legit.
I've gotten e-mails from banks (supposedly) about 'my account'. But I never dealt with them. No honest company will ask for your ID/password or other sensitive info - they already have it. Lot of scams out there.
I happily ignore most of the legitimate communications from my bank. They're about 5% actual business between me and the bank and about 95% them trying to sell me programs, loans and credit cards I don't need or want.