Not all states are the same; http://www.ehow.com/how_6955279_title-bus-rv.html
In Missouri the RV conversion inspection is done by the State Highway Patrol. If it meets their guidelines, the paperwork gets forwarded to Jefferson City. A new vehicle ID number plate is issued and sent to the Highway Patrol inspection station and must be attached by them Then you'll be sent a motorhome title referencing this number.
In an insurance companies eyes a bus is considerd a bus and an RV is considered an RV. Its the gray area called the conversion that they have problems with. They can't nail down a value on the build.
One can by a $2000 RV or a $200,000 RV, since the classification is complete and straight forward, one shouldn't have any problems getting insurance.
Another link; https://www.trustedchoice.com/rv-insurance/camper-rv-types/bus-conversion/
In Missouri the RV conversion inspection is done by the State Highway Patrol. If it meets their guidelines, the paperwork gets forwarded to Jefferson City. A new vehicle ID number plate is issued and sent to the Highway Patrol inspection station and must be attached by them Then you'll be sent a motorhome title referencing this number.
In an insurance companies eyes a bus is considerd a bus and an RV is considered an RV. Its the gray area called the conversion that they have problems with. They can't nail down a value on the build.
One can by a $2000 RV or a $200,000 RV, since the classification is complete and straight forward, one shouldn't have any problems getting insurance.
Another link; https://www.trustedchoice.com/rv-insurance/camper-rv-types/bus-conversion/