You're comparing apples to wood grain. People dying in car accidents is a constant that is predictable. This is not. It's completely different.
I strongly believe in the rights of individual sto decide what level of risk is acceptable for themselves. But this in not personal risk; it's risk to others, risk to the community, and the risk is real.
All the panic is ridiculous - buying out food and toilet paper is totally silly, but closing down public gatherings doesn't belong in the same box at all. It is a sensible response. Most people who get this will just feel under the weather for a while, and some won't even really notice it all that much. But there are vulnerable people out there. And people connected to vulnerable people.
My friend's daughter works with a guy who went to Italy and never mentioned it to anyone. He wasn't sick. He came to work after his trip, and someone else in the office is now hospitalized. They tested everyone, and the Italy visitor tested positive, even though he didn't feel sick at all. Everyone from the office is on self-quarantine. My friend, because her daughter lives with her, is on self-quarantine.
Imagine if I go to coffee with my friend and unknown to me I bring it into my 82 year old cancer survivor mother's home. I'm pretty sure her system is too compromised to handle an illness with 3 times the mortality rate of the flu, that doesn't have a defined season like the flu, and that has no vaccine (yet).
So.... what's more important - your right to drink coffee in public, or my mother's life? That sounds super extreme but it just isn't. I'm not afraid of the virus. But I'm afraid that people no longer have the ability to put the common good above their own desires, and I'm afraid people are dumb enough to riot over things like toilet paper.