Hippiechk
Well-known member
Spoil yer nieces & nephews! *smile*Every Road Leads Home said:I guess I am a unique situation for a couple of reasons. First I worked and saved very hard from a very early age. My grandmother always preached the importance of savings literally since I was around 7 years old. She opened up a joint savings account and anything I deposited she would deposit the same. It stuck with me when I was older and I bought my first house at 22 and paid it off by the time I was 30.
Secondly, I became disabled at 31 long before most people have to worry about their health. Had I not had a house paid for and some savings the last four years would have been extremely difficult to make it through financially and I am very thankful for my grandmother preaching as much as she preached.
So personally, I think if you can have a decent cushion it's def worth working towards as it's always better to have it and not need it than need it and not have it.
I am also young enough where I had a pretty good support group of friends, family, my mom, girlfriend, aunts, uncles, cousins, etc.
I'm not 35 and hadn't ever planned on having kids, but now I wonder what it will be like when I'm older and maybe not having someone to rely on. I was there for my Dad, my grandparents, and my uncle when they were in need and was very glad I could be there to help them. It's kind of changing my views on wanting kids, although not totally for my own selfish reasons!, just seeing them as something that I think I might like to fit into my life. I cherish the time I had with my Dad growing up.....traveling, camping, fishing, etc. But if I don't ever have kids, i'll make sure to treat the nieces and nephews extra good on Birthdays and Christmas time and hope that buys me a little insurance!
We do have quite parallel lives, I was disabled at age 33, had a paid for house & travel rig by then via that hard work route too.
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