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Optimistic Paranoid

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While doing some research on RV type insurance, I came across the following helpful sites:

RV Insurance - Understanding the Coverages

RV Insurance - The Factors That Affect Your Rate

RV Insurance - Common Claims and Tips to Avoid Them

These are good reads even if you are driving a vehicle registered as a van, suv, or even a passenger car.  They discuss such supplementary insurance policies as :

Personal Effects Coverage

Campsite Liability Coverage

Personal Umbrella Policies

Medical Payments Coverage - this can be cheap supplemental insurarance for somebody with a high deductible health insurance policy.  Won't help you if you develop cancer or something, but can cover the deductible if you are injured in an accident.

Also a good discussion on "market value" vs "agreed value" vs "total replacement" as far as Comprehensive and Collision coverage goes.

Mods might want to consider making this a sticky so new members find it easily . . .
 

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