Home depot wanted my ss#

[Gary68]

stopped by home depot and in the checkout asked if i had a hd card,no,well if you get one we will take $25 off,hey i like free money so yea,first question was type in your social security number??? i said no,they acted nonchalant,its fine everyone already has it,no there is no chance of me typing my ss# into a hd computer,its worth $25 not to have it stolen

i cant see any reason hd would need my ss# all i can figure is government monitoring my spending habits

told them anyone with half a brain is not going to do it,bye

 

[JesseTrue]

It's used for a one-time credit check. It is not stored. This is common. They use a third-party to handle their credit checks. All data is encrypted as it flows. That is more trusting than you many gas station credit card payments.

Sent from my XT1635-01 using Tapatalk

 

[Gary68]

It's used for a one-time credit check. It is not stored. This is common. They use a third-party to handle their credit checks. All data is encrypted as it flows. That is more trusting than you many gas station credit card payments.

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my credit score is n/a because i have never used credit in anyway,so they would of probably rejected me which would of caused a string of curse words on my part,i have made it 48 years without playing the no win interest rate game,i am not going to start now

i am just fine with the save and buy outright version i play

 

[FALCON]

.... They were trying to give you a credit card. To get approved for a new credit card, your credit must first be checked. Your social security number is used to run a credit check. That's what they wanted it for.

In general, you should not be getting any of these store-specific credit cards.

Many large retail companies now make more money from their store specific credit cards. They are effectively converting their companies from retail to banking. I don't know exactly how many companies have made this shift but I know there are huge ones. One example I know for sure is Target. More of their profits come from the interest people pay on their Target Credit Cards than from the actual profit of selling things. Think about that for a moment the next time it seems like a good deal to save $25 or 10% on today's purchase.

 

[Wabbit]

At one time, your Soc# was to be kept as private as possible. Times change. Inch by inch "they" get you to give up everything you are. Who's "they" you ask? Who cares.

When I was old enough to understand that I was "given" rights and what that entails, I thought it was hilarious! Some fancy monkeys are gonna give me rights? The only rights you get in life are the ones you take. That sounds devilish, not meant too.

Anyways, back to the beeeeeeer!!!

 

[Every Road Leads Home]

I don't care about giving out my social security number, everybody asks for it for everything these days. Needed to give it to the cable company to get internet at my house. Why? I dunno. But that aside, I no longer finance anything. I plan on paying cash for everything I buy from here on out. Bought my current house with cash, truck with cash and anything in the future, cash god willing. I got into the finance everything game in my 20's and I don't ever want to go back to that lifestyle. I do have a few credit cards for emergencies. Basically if my debit card doesn't work I have a few credit cards so I don't end up stranded somewhere.....I can use them to fill the gas tank, get a tow, motel room, eat, etc til I can get my bank card issues fixed. I also keep $500 cash in my truck well hidden.

 

[John61CT]

Yes, no one's giving out credit cards without your social, nothing fishy about that.

Unless you're staying off the grid avoiding putting your personal information into any computers, maildrop for the DMV, living like that probably raises more issues for the surveillance apparat to flag you as a "person of interest".

In other words if you do plan to be part of the resistance, better to keep your public life looking as normal as possible and get a credit card or two, just don't put your donations to groups like SPLC/ACLU or AFA/KKK on them.

 

[wayne49]

Used for any transaction that requires a credit report. Such as cable, internet provider, wireless, telephone, vehicle/equipment lease, installment loan, employment application.

Irony is that your SS# will be used as identification, even though it specifically was not to be used that way, far longer than SSA has funds to pay out benefits.

 

[SoulRaven]

OK, SS # makes sense for a credit card. I still would not apply in that way at the checkout. I was thinking it was just one of the cards, "loyalty" cards I think they call them, credit card, they get into your business big time.

 

[Van-Tramp]

Nope, no deal. The only people that get my SSN is the IRS and my Credit Union. Anyone else who asks for it get the one-finger-salute.

 

[ccbreder]

If no application for credit, no need to give up SS. Except DL, Registration, Passport, medical care, CellPhone contract, and whatever else.

 

[Optimistic Paranoid]

In general, you should not be getting any of these store-specific credit cards.

Can't emphasize this enough.  When I had a part time job at Gander Mountain, we had a big push on this, we were supposed to pitch a Gander Mountain Credit Card to every customer.  Being curious, I dig around in the fine print, and I discovered that the interest rate was 24%.

These stores partner with a bank to issue these cards.  The bank gets their usual pound of flesh, and the store tacks more interest on top of that.

 

[Queen]

Since the VA "lost" all my data in that big mess about a decade ago I figure I have zero data security anyway. But I don't give it out willy nilly either, just actual banks/credit unions/my credit card company.

 

[John61CT]

Paypal Credit has a huge rate like that, but on purchases over $100, six months interest free.

My credit score was just 17 (!) when I returned from 20 years overseas, they've been steadily bumping me up to over $4000 just on my history with them over 8 months, so I could in theory finance a vehicle on eBay

I don't have any other credit source on my report, and my score is now 680+.

That was worth giving out my SSN, AFAIC.

 

[ArtW]

All the folks with a problem giving out their SS# are gonna be really mad if they ever need to rent an apartment
Straight simple, your SS# was NEVER supposed to be used to ID you, except for govt purposes, but like everything else the govt bureaucracy dreams up, it is being well and truly abused

 

[John61CT]

If the alternative is a central federal registry and national ID card? Not much difference I suppose, but at least in theory having all the data decentralized and mostly commercial means it's harder for (non-security-apparat) people to get the big picture on all our attributes and affiliations.

Google and for some Apple have most of it too, but they're a little more accountable to public opinion than the TLAs (NSA/FBI etc)

 

[bullfrog]

I had a cousin, I got a lot of cousins, that worked hard most of his life but always was poor, started teaching English as a second language. Lots of his students were or knew people who had no social security number, who never filed an income tax return or would file for social security. First day of class he would write his name, address. and social security number on the chalk board. I was amazed at the number of people with his name when I would try to find him in the phone book. He seemed to do much better financially after he turned 65 but you just never know about my family.

 

[FALCON]

How many people do you think he had paying Social Security taxes in his name?

 

[Thirsty Boots Nomad]

How to Stay Anonymous on the Internet: Disappearing from the Web (Internet Security, Darknet)

https://www.amazon.com/How-Stay-Internet-Disappearing-Security-ebook/dp/B06WV7YNQV

 

[rvpopeye]

Too funny Bullfrog!
A little risky but the benefit seemed to outweigh the risk......
(I'd have to guess he got stuck at income tax time if that was really happening though.)