Domicile state pros and cons

[ldmccain]

Just today discovered I cannot get a license, car title or tag at my property out in the county without building a dwelling and paying 200.00 a year for garbage pickup. 
Plus increased property tax for the building. 
Also discovered it is illegal to live in a RV or travel trailer in MS even on your own property.

Would like opinions and information on which state is "best" to have as my domicile.
Medical Insurance
Title and Tag costs
Car Insurance
Inspections


Tax implications are null.
Please vote and provide a short reason for your recommendation.

If this is in the wrong place please move it.

Thank you

 

[ggwoman]

I've researched all three states you've listed and although not on the road yet, SD will be my domicile. They make it fast and easy and inexpensive. Medical won't be an issue for me as I will be covered through my pension, so cannot address that, but taxes will, and that's another reason I chose SD. I like the state, where it's placed on the map and figure the journey will be a fine one to take when it comes to renewals.

 

[ldmccain]

I've researched all three states you've listed and although not on the road yet, SD will be my domicile. They make it fast and easy and inexpensive....

Thank you.  
Now wishing I had added more states to the poll.  

NV could also be a contender for domicile....

 

[akrvbob]

I chose Nevada but no income taxes was a big part of why and that doesn't matter to you.

But a big reason is it's close to where I spend most of my time. I winter in Quartzsite, AZ and in 200 miles I can be back in Nevada for health care or whatever. I have health insurance in Nevada from the exchange.

If taxes weren't an issue I'd be an Arizona resident because I love it so much!

I don't know much about the East coast but if I were there I'd be a Florida resident or maybe Tennessee, but I'd have to do more research.
Bob

 

[WriterMs]

Hey, what if you made your property an RV campground? Tiny prebuilt shed for the "office" and two or three spots with an electrical post. Guess you'd have to have septic. But all that would be cheaper than building a house, I'm sure. You can't help it if you never have any other RVers who use the park, right? LOL

I use SD and my only issue last year was that I fell through the cracks for health insurance (I got an exemption from paying a penalty because the feds knew it was that SD had screwed over their own residents). This year, I think SD residents went back to the federal marketplace and I DID get insurance at a reasonable price (tho I'll never use it outside of some emergency room visit since I'm never up there).

So, if healthcare is not an issue for you, then you will find SD VERY friendly to full-time RVers. Even with their vehicle "wheel tax" in the bigger cities, my registration was far cheaper up there.

I use the very small but pretty little town of Madison -- and MyDakotaAddress for my mailing service/address. Terri Lund owns it and she is a cool person as well as an organized one.

 

[GotSmart]

Why not register at the old house, then set up a forward service for now?

 

[buckwilk]

This is part of the new enhanced drivers license. Expect it to get tougher regardless of where you live. Nevada is telling folks that they have to prove residency to renew licenses. They will accept a receipt for 1 mo. in an rv park. No more box addresses, not sure about mail forwarding. The issue is once you are out of the park your legal address changes and you're required to notify DMV of your new address. DHS is your new Mommy.

 

[ldmccain]

Why not register at the old house, then set up a forward service for now?

Thought about this, isn't going to work.

After selling the house in June / July I would only have 1 or 2 months to have new residency as the Xterra tag is due in Aug. and the land roll owner must match the Tags or they will not renew them.
 
Months I have a tag due.
Jan - trailer
Aug - Xterra
Sept - Motorcycles
Oct - RV

Yes this is a huge pain and cannot be changed unless I sell everything to someone, pay the reregistration fees, 6% sales tax, purchase tags......
Then buy everything back and pay everything again.

 

[wayne49]

I chose Nevada, mainly because I did not want to spend any time in SD in the winter. Living in Minnesota can make one phobic about winters in that region.

Sales taxes are high (to me from NJ) in NV. SD is 4% (if I remember right.) which is less than NJ 6%.

I was having troubles with proof of residency in NV and I was planning on giving up on NV. I had planned out traveling to SD and started looking for a 30 day apartment in the Sioux Falls area. A couple of days later I finally managed to receive documents that were acceptable to the NV DMV in Pahrump. (Plan on spending a half of day there. Go early and bring lunch. You can sit in your RV and receive text messages of your place in line.)

The appeal of SD compared to NV for me is that SD will accept a PMB as a legitimate address, recognizing full time travellers. Nevada does not. I will change to SD in the future just to get rid of the sneaking around feeling.

Driving on US95 in NV I was reminded of a blizzard in Minnesota as the high winds were blowing sand was across the highway and visibility was nil. Big difference being sand on a highway does not affecting traction like snow.

-Wayne

 

[WriterMs]

I had planned out traveling to SD and started looking for a 30 day apartment in the Sioux Falls area.

Wayne,
This is current as of when I did mine two years ago: SD requires you to spend ONLY one night in the state. You bring a campground or motel receipt to show that you have stayed there. There is also a form that says you plan to eventually reside in SD. Hey, I like the Rapid City area almost as much (not quite) as Montana, so who knows in another 10 years where I'll be.

The mail forwarding services can tell you the very latest requirements and will guide you through it all. They do this all year long.

I did not consider sales tax and such since I spend almost no time actually in the state. Though if you were planning to buy a new vehicle or trailer, then that lower sales tax would be a big plus, I guess.

 

[buckwilk]

Here is some of what is going on vis a vis Homeland Security. It hasn't changed for everyone registering in S.D. but it probably will soon. If you have financial investments DHS is insisting that the investment company verify you have a domicile in S.D. if you can't do that they tell you to take your business somewhere else. Here--http://www.rv-adventuring.com/rv-registration.html

I believe this may be related to the issue Bob had last year in N.Az. with a F.S. leo.

 

[Optimistic Paranoid]

The Escapees Club is no longer limited to Texas, they can now provide a legal domicile address for FL and SD as well.

Here's an interesting checklist from their site:

https://www.escapees.com/images/pdfs/312-Domicile-Step-by-Step-0115.pdf

Also see:

https://www.escapees.com/images/pdfs/texan.pdf

Regards
John

 

[wayne49]

Here is some of what is going on vis a vis Homeland Security. It hasn't changed for everyone registering in S.D. but it probably will soon. If you have financial investments DHS is insisting that the investment company verify you have a domicile in S.D. if you can't do that they tell you to take your business somewhere else.  Here--http://www.rv-adventuring.com/rv-registration.html

I believe this may be related to the issue Bob had last year in N.Az. with a F.S. leo.

Yes, I have observed this with my financial firms. The requirement of a physical address is becoming a standard for every transaction.

Since I have no phsical address the SSA declared me "homeless". I used a UPS Store for my mail, the county election board wouldn't recognize the UPS store as a residential address for voting purposes. A homeless person has to declare a place where they spend the most time.

It looks like the powers that be want to be able to know where each individual is physically located.

This will stop drug crime, financial crime, and terrorism, doncha know.

I am thinking of investigating the minimum requirements to have a USPS mail address on piece of land. Of course, then there is property taxes to be paid to the county. Utilities, etc.

 

[buckwilk]

Domicile is a word Escapees and others have used for awhile. In fact they, legally, can't provide everyone a domicile. What they can do is give an address that is intended to get around federal and state laws concerning where you legally live. Insurance companies, state government and the feds are pushing for this practice to stop. They have no issue with mail being forwarded, the issue is where do you legally live. This affects insurance rates, voting, legalities so numerous it's mindboggling. The big thing is DHS and terrorism, the broad brush.

Here is what the law says about a domicile http://thelawdictionary.org/domicile/

 

[wagoneer]

Would be either Nv. or Az.

 

[ACagedTraveller]

Since I have no phsical address the SSA declared me "homeless". I used a UPS Store for my mail, the county election board wouldn't recognize the UPS store as a residential address for voting purposes. A homeless person has to declare a place where they spend the most time.

If this remains off-topic, than I will remove it. What happens after the SSA declares a person "homeless?" How does this influence an individual beyond the inability to vote?

 

[GotSmart]

[quote='wayne49 Wrote: Since I have no phsical address the SSA declared me "]

If this remains off-topic, than I will remove it. What happens after the SSA declares a person "homeless?" How does this influence an individual beyond the inability to vote?
[/quote]

Excellent question.

Anyone?  :huh:

 

[buckwilk]

If you are homeless, you have the same rights and privileges in applying for benefits as someone who is not homeless.
Being homeless does not prohibit you from being able to vote. You simply give the address where you sleep, regardless of whether that's inside or not.

 

[ldmccain]

Thank you all for the information and votes.  
Wish I had added more states but went with the common 3.

I am finding it interesting that land in Nevada is approved for living in an RV.
I wouldn't mind purchasing 1/4 to 1 acre, reasonably priced, in order to not have residency issues later.

Texas is out.  
There is to great a possibility of the forwarding service being to close to a workcenter, which would remove my work from home status. 
Don't want to be trapped in a cubicle again.

South Dakota is still in the running but 70 is cold to me.
The badlands in Aug were great at 115.
I would hate to have to stay there in the winter.

Keep the info coming. 
Vehicle tag pricing
well installation costs
things a non resident might not think of......
.....

 

[wayne49]

If this remains off-topic, than I will remove it. What happens after the SSA declares a person "homeless?" How does this influence an individual beyond the inability to vote?

Go ahead and pull it, I am okay with that decision.

I apologize for the O/T post.

The two events are related only in chronological synchronicity in my life post career/apartment.

If one is stealth van dwelling, then the question "where do you sleep at night" becomes problematic to answer truthfully and perjury if answered with a falsehood on a government form.

Skating on thin ice is an apt metaphor.

-Wayne