I'm not sure if this is the right place to post this but I didn't see an insurance thread.
Here is my dilemma: I was just informed that I am being dropped by Progressive in 2 weeks, not for the reason I would have thought (I have a school bus conversion) but because I don't have PROOF OF RESIDENCE. My bus is registered to this address, but I still have my CA driver's license. You'd think getting the license changed to MA would qualify, but it doesn't, because with a driver's license you are STILL required to come up with these other forms of proof. I'm in MA.
Apparently, I am required (by Progressive) to have a utility bill in my name, a paystub with this address on it, or a 1099 form. I am living in my mother's house; I dropped out of my life in CA to come here and care for her 6 months ago, since she is in the early stages of dementia and my Dad has passed away. I haven't had a conventional paycheck job in 20 years, nor an independent contractor job in 10. I was running my own business in CA, so I have no no w-2s, paystubs, or 1099's. Any tax documents addressed to me have my CA address on them. In fact, the only mail I get here at the house is actually FROM Progressive, since I receive everything else ("everything else" being the occasional package from Amazon, and notices from the AARP) at the UPS store where I have a mailbox. There isn't a single document on the list of acceptable items that I can provide, and I certainly can't obtain them within 2 weeks.
I recently watched Bob's series of videos on where to set up residence and where to register vehicles, and I remember him saying his address is Nevada but his vehicle is garaged in Arizona. I'm wondering if there is an easier place to register, where insurance might be easier to get. But unless it's in the Northeast I'd have to do some sort of absentee registration anyway, so that probably wouldn't work. Unless someone knows of a state where that's allowed? Then of course I'd have to figure out what the rules in MA are for driving out of state vehicles. Does anyone have any ideas for me? Driving uninsured is NOT an option. If I got insurance in another state, would it automatically cover me in MA anyway?
The fact that I drive a skoolie further complicates things, as it's not an easy vehicle to get insurance for. I told the Progressive rep on the phone exactly what it was, but he said all they care about is what's on the VIN. That's probably not true, but it did get me the policy, though I'd hate to see what happened if I actually had an accident.
Here is my dilemma: I was just informed that I am being dropped by Progressive in 2 weeks, not for the reason I would have thought (I have a school bus conversion) but because I don't have PROOF OF RESIDENCE. My bus is registered to this address, but I still have my CA driver's license. You'd think getting the license changed to MA would qualify, but it doesn't, because with a driver's license you are STILL required to come up with these other forms of proof. I'm in MA.
Apparently, I am required (by Progressive) to have a utility bill in my name, a paystub with this address on it, or a 1099 form. I am living in my mother's house; I dropped out of my life in CA to come here and care for her 6 months ago, since she is in the early stages of dementia and my Dad has passed away. I haven't had a conventional paycheck job in 20 years, nor an independent contractor job in 10. I was running my own business in CA, so I have no no w-2s, paystubs, or 1099's. Any tax documents addressed to me have my CA address on them. In fact, the only mail I get here at the house is actually FROM Progressive, since I receive everything else ("everything else" being the occasional package from Amazon, and notices from the AARP) at the UPS store where I have a mailbox. There isn't a single document on the list of acceptable items that I can provide, and I certainly can't obtain them within 2 weeks.
I recently watched Bob's series of videos on where to set up residence and where to register vehicles, and I remember him saying his address is Nevada but his vehicle is garaged in Arizona. I'm wondering if there is an easier place to register, where insurance might be easier to get. But unless it's in the Northeast I'd have to do some sort of absentee registration anyway, so that probably wouldn't work. Unless someone knows of a state where that's allowed? Then of course I'd have to figure out what the rules in MA are for driving out of state vehicles. Does anyone have any ideas for me? Driving uninsured is NOT an option. If I got insurance in another state, would it automatically cover me in MA anyway?
The fact that I drive a skoolie further complicates things, as it's not an easy vehicle to get insurance for. I told the Progressive rep on the phone exactly what it was, but he said all they care about is what's on the VIN. That's probably not true, but it did get me the policy, though I'd hate to see what happened if I actually had an accident.
