I don't believe in hazard protection and I just paid the price, hit a large stone a couple weeks back on a gravel road, new tire cost me three times the cost of the hazard protection on all 4. Having said that, it is still the first flat tire, in over 35 years, it was side wall failure, not sure if the tire had already been compromised as I rubbed it against a curb just after I bought them and gouged a chunk of rubber off, the sidewall was too shredded to tell but no holes in the thread area and no I didn't buy hazard protection on the new one either, some people never learn. \I tried to talk them into a warranty but they weren't buying it.