steamjam1
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- Joined
- Dec 11, 2013
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I've been living in a van for the last two and a half years now. Yet, it feels like I spent my first night out in my van just last week.. Wow time flies.
I'd say the low point was trying to straighten out my university loan debt, and back taxes. I didn't really comprehend how bad of a mess I was in until I tried to fix it which took thousands of dollars and months of back and forth phone calls, signatures, applications and approvals. I was seriously getting depressed after a while. I didn't think it was ever going to end. But eventually I did manage to straighten it all out. It was a huge weight off my shoulders.
My revolving debt was easy in comparison. No hassles. Just pay the darned bill. Close the account. Move on. I went from four credit cards to zero. I went and got a American Express green card, and I now swear by AMX.
The high point so far was upgrading my AMX green card to a gold card, and realizing that I didn't live paycheck to paycheck anymore. I have the money to pay off my balance whenever I felt like it, and have enough money coming in to cover whatever else I wanted. I think that was the single most liberating realization I've ever had in my adult life. To no longer have to worry about money.
My coworkers followed me into van dwelling. I use to be the only one at work who did it, and some made fun of me for it. But as the months rolled on and everyone saw what I was doing. They started to be converted. Now five more people here live in vans full time, and a couple does it part time in their RV. The place looks like a RV/van parking lot at night now. And more are coming. I feel like Ive started a mini trend here..
I got rid of all my extra vans, keeping only the 4x4 Van Charger, and I bought a Class-B RV. In fact I bought two RV's. The first RV was a Dodge Surveyor. I really shouldn't have bought it. It ran pretty good and drove nice, When I got it "home" I realized that the entire interior was extremely moldy, and had to be ripped out and replaced. That was a bummer. I had neither the time nor the place to do a restoration like that. So I gave it away to my coworker who was at the time living in an abandoned snack shack. Then I bought the Ford RV. I love it so much I think I am buying Fords from now on. The best part is I bought both RV's without borrowing a single penny. I had the cash. And I don't mind losing a couple of G's in giving the first RV away to someone who was living in an abandoned snack shack. (That would suck, right?)
Oh yeah I met a pretty cool chick who is all about live in vans and RV's. I never thought it was possible to get laid while living in a van. Well I was wrong.
All in all the last two and a half years living in vans and RV's has transformed my life from endless slavery to debt, to almost complete financial freedom. My FICO score went from 600 to almost 800, and I can do just about anything I want. While I was at it, I learnt ALOT about life and what I really needed, and what I didn't. What I wanted, and what I didn't want. And most of all, what aspects of my life were B.S. and I just needed to let go.
The only thing is, now that I am eye-balling buying a house on acreage... Ive grown to comfortable living in vans and RV's.. I'm not sure if I want to give it up.
I'd say the low point was trying to straighten out my university loan debt, and back taxes. I didn't really comprehend how bad of a mess I was in until I tried to fix it which took thousands of dollars and months of back and forth phone calls, signatures, applications and approvals. I was seriously getting depressed after a while. I didn't think it was ever going to end. But eventually I did manage to straighten it all out. It was a huge weight off my shoulders.
My revolving debt was easy in comparison. No hassles. Just pay the darned bill. Close the account. Move on. I went from four credit cards to zero. I went and got a American Express green card, and I now swear by AMX.
The high point so far was upgrading my AMX green card to a gold card, and realizing that I didn't live paycheck to paycheck anymore. I have the money to pay off my balance whenever I felt like it, and have enough money coming in to cover whatever else I wanted. I think that was the single most liberating realization I've ever had in my adult life. To no longer have to worry about money.
My coworkers followed me into van dwelling. I use to be the only one at work who did it, and some made fun of me for it. But as the months rolled on and everyone saw what I was doing. They started to be converted. Now five more people here live in vans full time, and a couple does it part time in their RV. The place looks like a RV/van parking lot at night now. And more are coming. I feel like Ive started a mini trend here..
I got rid of all my extra vans, keeping only the 4x4 Van Charger, and I bought a Class-B RV. In fact I bought two RV's. The first RV was a Dodge Surveyor. I really shouldn't have bought it. It ran pretty good and drove nice, When I got it "home" I realized that the entire interior was extremely moldy, and had to be ripped out and replaced. That was a bummer. I had neither the time nor the place to do a restoration like that. So I gave it away to my coworker who was at the time living in an abandoned snack shack. Then I bought the Ford RV. I love it so much I think I am buying Fords from now on. The best part is I bought both RV's without borrowing a single penny. I had the cash. And I don't mind losing a couple of G's in giving the first RV away to someone who was living in an abandoned snack shack. (That would suck, right?)
Oh yeah I met a pretty cool chick who is all about live in vans and RV's. I never thought it was possible to get laid while living in a van. Well I was wrong.
All in all the last two and a half years living in vans and RV's has transformed my life from endless slavery to debt, to almost complete financial freedom. My FICO score went from 600 to almost 800, and I can do just about anything I want. While I was at it, I learnt ALOT about life and what I really needed, and what I didn't. What I wanted, and what I didn't want. And most of all, what aspects of my life were B.S. and I just needed to let go.
The only thing is, now that I am eye-balling buying a house on acreage... Ive grown to comfortable living in vans and RV's.. I'm not sure if I want to give it up.