max+sophia
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Hi! I'm outfitting my Ford Escape as a camper. Is there a way to get it registered as an RV?
Wouldn't it be cheaper to keep it registered as an SUV?Hi! I'm outfitting my Ford Escape as a camper. Is there a way to get it registered as an RV?
Hi! I'm outfitting my Ford Escape as a camper. Is there a way to get it registered as an RV?
Isn't that because cargo vans are assumed to be in use for commercial purposes which entails a higher minimum liability?Cheaper insurance as RVs are not considered daily drivers. YMMV
Liability only on my cargo van is almost twice as much as the same coverage on my Class C.
May I ask why you would want to do that? My camper van was registered as a van. I was grateful for that when someone in a mobile home park questioned me being there. I just showed them my registration. It's it in a regular spot.I tried to register my van as an RV but was denied because everything in my van could be removed easily. Nebraska requires the fixtures (stove, sink, and bed) to be permanently mounted.
As others have pointed out, vehicles that are registered as RVs cost less in taxes and insurance because they are assumed to be on the road less than other vehicles. I don't know about the taxes, but if you put in a claim with an insurance company, and they find out that you're using it and living in it full-time, they may refuse to pay the claim because you lied to them. After all, the more time you spend in it, and the more miles you put on it, there is an increased chance that something bad will happen to it. Insurance is all about the odds. The ins. co. is in the premium-collecting business, NOT the claim-paying business.In Nebraska, the taxes on an RV are less than if it were a van.......nearly 1/2. I ended up registering it as a van.
What state?I insured mine as an RV and proved proof of sink, toilet, bed,etc and they dropped the cost big time
What did you tell them?My insurance company asked if this was my primary or a second vehicle. They also asked if the home address given is where the vehicle is normally parked.
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