Just received proof of residency requirements for my auto insurance policy.

[KeVan]

Has anyone run into this?  My van insurance renewal is due and Geico sent a form requiring me to provide proof of residency. I've been living in my van for over 3 years and have never seen this before. Options to choose from to verify residency include lease agreement, utility bills, mortgage documents. None of which I can provide.

 

[B and C]

Your driver's license has an address. Is it not valid? You do need a permanent address somewhere. If your driver's license address is not valid, what are you going to do when renewal time comes?

Barring establishing residency somewhere, check into an rv park with a month's lease. Give that to your insurance. You don't have to stay at the RV park, all you need is the piece of paper.

 

[highdesertranger]

x2 on what Brian said.

what do you use now for your legal residency?

highdesertranger

 

[KeVan]

I've been using my ups mailbox as an address. Until now, that has been sufficient for all my residency requirements.

 

[highdesertranger]

yeah that ain't going to cut it anymore your insurance was just the first one to catch it.

so it all depends on what state you want as your home state. some are easier than other to get an address. I used a friends house in Arizona, using someone's legit residential address works in every state. draw up a lease agreement(generic found online) and have your buddy sign it.

if you don't want to do that. there are still lots of options. It's pretty easy in Florida, Texas, S Dakota, Nevada, and Arizona. will any of those work for you? or name another state someone will chime in.

highdesertranger

 

[KeVan]

Thanks for the recommendations. Called Geico and to my surprise, they accepted my ups address! Apparently with the huge influx of new nomads, they're familiar with this situation.

 

[WindChaser]

if you don't want to do that.  there are still lots of options.  It's pretty easy in Florida,  Texas,  S Dakota,  Nevada,  and Arizona.  will any of those work for you?  or name another state someone will chime in.

highdesertranger

I am sorry, I must, be dense, why does everybody keep saying Florida is easy? It all sounds complicated.
I live in Florida and have since Nov 2019. I own a manufactured home and have a DL, but if I sell my home, which I plan on, I no longer have a permanent address right? Then I have to find someone, to use their address? Why can't I then keep my current address then?

 

[winterwanderer]

My AZ auto insurance actually has a (no longer valid) PO Box for the mailing address. Since auto insurance is nothing but state-enforced extortion, I go for the cheapest legal minimum coverage I can find.

 

[becida]

I am sorry, I must, be dense, why does everybody keep saying Florida is easy? It all sounds complicated.
I live in Florida and have since Nov 2019. I own a manufactured home and have a DL, but if I sell my home, which I plan on, I no longer have a permanent address right? Then I have to find someone, to use their address? Why can't I then keep my current address then?

You'll need a mailing address, before you sell the place/move you tell them this is your new mailing address, just the mailing address the physical address stays the same.
When you sell the place you don't tell them, just continue to use the mailing address.

 

[morkani]

Your driver's license has an address.  Is it not valid?  You do need a permanent address somewhere.  If your driver's license address is not valid, what are you going to do when renewal time comes?

Barring establishing residency somewhere, check into an rv park with a month's lease.  Give that to your insurance.  You don't have to stay at the RV park, all you need is the piece of paper.

So I'm just trying to figure out the logistics of it (in the same sitch in florida)

[font=Tahoma, Verdana, Arial, sans-serif]sign up for a mail forwarding service like myrvmail.com[/font]

I goto the post office (currently holding my mail). 
THEN, how do i do what I need to with the USPS. (also, does ALL my mail go there? i feel like there's certain pieces of mail that can't be forwarded? or is that wrong)

 

[abnorm]

I'm a Florida resident for 50 years....NO "home" there anymore.............I joined ESCAPEES.........an RV Club

For less-than $200 Annually I get:

Membership in the club

A Legal address at their Florida RV park...........(as well as another mailing- address in TEXAS)

A Mailing Service.....I call with a new address on the road......They RE-mail......I chose a plan that Forwards ONLY my First-Class Mail
.......I'm PAPERLESS on most of my accounts..............I only send for my mail a couple times a year



Here's the one GOTCHA............They only REMAIL from TEXAS............You're charged the extra the postage from Fl to Tx

 

[highdesertranger]

so a buddy of mine is trying to register his Motor Home in Arizona and boy o boy they are messing with him.

little back story I registered both of my trucks in AZ a few years back and it was so cheap and easy I couldn't believe it and they DIDN'T care what state I lived in. I went in with my title and registration and walked out 20 minutes later with a new plate(AZ only has 1) a new tittle and a new registration, no inspection and they gave me 30 days to get AZ insurance. this was both times.

Boy how things have changed. he has been to the ADOT(Arizona Department Of Transportation) place twice and still doesn't have his plate. the only thing they gave him was a receipt. they made him get a drivers license, not only a license but a enhanced license. they made him bring his vehicle in for inspection and now they want to see it again.

the other day he flat out asked them what the hell was going on. they told him that AZ was put on a list that was permitting out of state people register their vehicles there without actually living there. the person on the phone also mentioned South Dakota, Texas, Florida, and Nevada. they said the Feds are putting pressure on all of them to stop this practice so that's what they are doing, trying to stop it.

so this is second hand information. it is NOT verified but if true it doesn't surprise me. frankly I hope it is not true.

highdesertranger

 

[bullfrog]

Boy if it is I’m glad I was able to get my passport a few years back, that usually satisfies them. My driver’s license still has a few years left but I ran into trouble in Kentucky buying allergy meds when they noticed the address on my Arizona license was a PO Box and wouldn’t accept it! To many meth people buying so they were out anyway.

 

[MrNoodly]

I'm using a friend's place in AZ for all my official address stuff. For proof of address, I went online and got a blank lease agreement form, filled in it, printed it out, had my friend sign it, beat it up a little bit and presented it at the DMV. It worked. With that I got a DL and registration, moved my bank account, and changed my insurance. And it was in a county that doesn't require vehicle inspection.

What will all the agencies who want proof of address do when there are all these evicted and foreclosed people living with family or friends? Their name won't be on anything proving they live there.

 

[bullfrog]

I would say we will be getting a lot more people asking questions? Lol!!! Many are still trying to get their unemployment in Arizona.

 

[becida]

So I'm just trying to figure out the logistics of it (in the same sitch in florida)

[font=Tahoma, Verdana, Arial, sans-serif]sign up for a mail forwarding service like myrvmail.com[/font]

I goto the post office (currently holding my mail). 
THEN, how do i do what I need to with the USPS. (also, does ALL my mail go there? i feel like there's certain pieces of mail that can't be forwarded? or is that wrong)

We went with Escapees and the Florida physical address with a Texas mailing address. It works well.
Once the bank or whatever govt entity accepts your physical address you're in,  that block is checked and should not come up again unless you start a new account.

 

[maki2]

It won't be getting any easier in years to come. But at least I have nearly 6 more years before my enhanced driver`s license expires. I

When the time comes I need to make a change I have no idea where I will be living, that is a long time away and lots of things might happen