Web pages such as
this one on panels and
this one on chargers helped me understand the following really well so I can now explain it to you:
<takes sip of coffee>
First of all, I suggest you return both of your PWM charge controllers to Renogy in exchange for a single MPPT controller. MPPT costs more, but there are two good reasons for making this switch:
Combining panels with disparate specs on the same controller typically results in lower power harvest than with separate controllers.
(1) MPPT controllers are 30% more efficient, meaning
They aren't. MPPT is negatively affected by inefficiencies that generally do not apply to PWM systems: buck conversion losses,
cell temperature derating, wiring losses, etc.
Sometimes these inefficiencies stack up so much that, in edge cases, PWM can make more power than MPPT.
you'll get another 30% charge to your batteries from a given amount of sunlight.
You won't.
Average daily increase from MPPT is typically closer to 15%. The +30%-40% numbers are real, but only occur in circumstances when local panel/string Vmp is significantly higher than
Vbatt (battery voltage) and the system can take advantage of it. Bulk stage, for example. In float or late absorption there may be no MPPT advantage at all.
Whether or not +15% is worth 2x-3x the price is a matter for the consumer. Horses for courses. (I use MPPT, PWM, and shunt controllers for different purposes).
(2) PWM controllers can not handle more than 20 volts,
They can.
The PWM controller will have an input voltage max just like MPPT. You can charge a 48v battery from a 48v solar config with PWM for example.
Solar panels can produce nearly 20 volts each in full sunlight,
Panel voltage can be much higher than that. Mine are running at 30.8v right now.
but the lower the light they receive the lower the voltage they produce.
Doesn't work that way. Voltage is quite stable above 20% insolation (like shortly after daybreak). Current will vary based on conditions.
At the same time, a battery requires about 14 volts -- not 12 -- to be charging, or your battery will just sit there and not charge.
Depends on battery chemistry and number of cells.
On the other hand, an MPPT controller can handle up to 80 volts coming in from the solar panels.
? This is a controller spec. Mine goes to 150v, and some go higher. Some are as low as 23v.
With your four panels wired in parallel, the output voltage will still be the same 20-volt max of one panel (not much of an advantage) which is all your PWM controllers can handle.
When I blew a controller in the summer I put my 24v panels in parallel on a spare PWM to charge my 12v bank. The PWM ran the panels at Vbatt, which is effectively how PWM works.
But with an MPPT controller, you can hook the four panels in series to produce up to 80 volts! (20+20+20+20) This is great, because if it's cloudy, early morning or evening when the sun is low, your solar panels only need enough light to be working at about 25% capacity to still be giving your controller 20 volts total so it can easily be giving your battery the charge it needs.
Cloudy weather generally does not alter the voltage of solar panels.* In early morning or late evening insolation can drop below ~20% and voltage can crash, but
so little power is available at those times that it is not a compelling argument for series arrangements. (I use series but not for that purpose).
MPPT is typically most efficient (lowest buck losses) when panel voltage (Vpanel) is about 2x battery voltage. Check your MPPT manuals for the relevant efficiency curves.
FYI: Some web pages state that wiring panels in series will cause any panel receiving insufficient light to block the other panels from getting their full voltage through to the charger. This is true of some types of panels but not of panels made by Renogy; for Renogy installs diodes inside their panels to send the electricity around any panel -- or section of a panel -- that is not doing its job. Therefore, no such problem exists with Renogy solar panels.
Section of a panel is correct; that is the bypass diode's job.
Around any panel is incorrect, but it can be accomplished with external bypasses. Some controllers will also reduce overall string voltage to deal with shaded panels but that is a different (and more complex) topic.
For anyone who's read this far, I have attempted a rubric for choosing between MPPT and PWM in
this RVwiki article.
* it may affect the voltage at which MPPT runs the panels