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Here is a discussion thread with links to an article called "Why Social Security’s Inflation Protection Is Priceless" that I came across while investigating a unique investment vehicle (QREARX) which gives investors access to a fund that directly owns property (office buildings, malls, etc.)...

I will follow Bob's advice/examples. Plus nobody in my family has ever needed a nursing home.

"Transfer on death" forms will cover almost everything. Houses, cars, bank accounts, brokerage accounts, etc. No probate, no will, no trust!! Already bought a house for my older daughter, might buy a fixer-upper house for my son and might give my house to my younger daughter (whose house is...

These are good questions and worthy of a reply. Giving personal information is difficult and may yield criticism. 1. No job (that pays money). I applied for some remote jobs, got a few offers and rejected them because of the terms & conditions of the contracts. Visited a corporate HQ in SF...

Here Should You Draw Down Your Portfolio to Delay Social Security? is a discussion of when to take social security. The discussion in the video has several flaws but is a different point of view; different viewpoints are useful and important, even if one does not adopt them. Many experts say...

Sometimes people become involuntarily unemployed at (or around) 62. For such people, waiting until 70 to collect social security comes at a steep cost, partially or completely draining their retirement and/or savings accounts. By giving up 8 years of benefits, one receives larger benefits and...

This thread is inspired by the "Can you live on $700" thread. Let me warn readers that this discussion is motivated by the article Republicans Plan Debt Crisis to Force Cuts to Medicare, Social Security which depends on the outcome of the midterm elections. Those who dislike politics should not...

I have medicare advantage. I have co-pays but nothing else; however, almost no dental coverage. The "only pays 80%" is wrong in my case. I had to get an implant for a broken tooth; I got to pay 100%. However I had a stress test, an echocardiogram, an endoscopy, etc. and was only charged the...

This Special Minimum Benefits table shows that a person at full retirement age (FRA) would receive at least $950.80. At age 62, this same person (born in 1960 or later Benefit Reduction for Early Retirement) would receive 0.70 x $950.80 = $665.56. From the second link: We sometimes call a...

Here I thought you were showing a bunch of M&Ms. Then I saw that it was healthy food. Banana slugs are healthy food; why not show a picture of a group of them? ;):D

If you were born in 1952, "retired" at age 18 (or age 0), survived until age 40 (odd jobs in Malaysia?), started working in the US at 40 and quit working at 70, and started taking SS in 2022 at age 70, you would be receiving at least $1225/month in SS benefits. I have friends who as...

"For 2022, the primary insurance amount for people receiving the Social Security special minimum benefit ranges $45.50 for someone with 11 years of coverage to $950.80 for workers with 30 years of coverage. The maximum corresponding family benefit ranges from $69.40 to $1,427.90." Here 2022...

The article People Who Work After Retiring Enjoy Better Health, According to National Study by the American Psychological Association suggests that there may be benefits to working after retirement. Does "doing the opposite" mean retiring when you are young and working when you are older? If I...

Lots of vitamins are fat-soluble (e.g. A, D, E, K) and, while "greasy" food is often unpleasant, having some fat in your daily diet is important.

Chocolate covered ants? :giggle:

Yeah He ate a slug on a dare, became paralyzed and died you are correct!!

If you want charcoal, cook them at 475F for 2.5 hours!!

"In the United States, the 1952 polio epidemic was the worst outbreak in the nation's history."

If you really want to worry, imagine a nuclear strike/war that contaminates water supplies. No filter will make highly radioactive water drinkable and radioactive fish are not good for you. No sunlight means solar does not provide power. I prefer to ignore "mad max" concerns and deal with...

Here Aptera Electric Car is a car that needs no gas.