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  1. Z

    8% off verizon cell bill

    http://vzw.com/appreciation It's not as good as the 20% corporate discount if you work for certain companies, but better than nothing.  Aside from the 20% corporate discount, verizon also offered "loyalty discounts" to people who threatened to cancel in 2014-2016 which reduced the monthly cost...
  2. Z

    Diesel has more energy density, why is propane so popular?

    Propane has unlimited shelf life without need for chemical preservatives while diesel will only last a few years even with preservatives. Diesel has much longer shelf life than gasoline though.
  3. Z

    Medicaid expansion - poor people medical insurance.

    The deductible for the silver plans changes depending on how much of the deductible/copay subsidy you qualify for.  I don't know what the maximum income is to qualify for that, but someone making less than 24K/year qualifies for some deductible/copay reduction while someone making 17K/year would...
  4. Z

    Medicaid expansion - poor people medical insurance.

    Those who make less than 16-17K/year would not be eligible for obamacare plans, but may be able to get medicaid/medi-cal.  My friend has the blue shield silver ppo plan purchased through the covereca.com california obamacare exchange.  You can check out the plans here...
  5. Z

    Medicaid expansion - poor people medical insurance.

    If you make 17-24K/year, you can get obamacare and the subsidy will pay most or almost all of the premium. For example, a friend who lives in plumas county of california got a blue shield silver ppo plan for $21 a month after subsidy. That plan has $5 office visit copay, $3 prescription copay...
  6. Z

    CO Detectors

    I have this model of carbon monoxide detector which includes a 10 year life lithium battery and it seems pretty good. The battery life is about the same as the typical CO sensor life. https://www.amazon.com/gp/product/B00FHW7P40 You can test by putting it in a sealed container with a lit...
  7. Z

    Food Stamp & Social Security Info for anyone who is interested

    I never suggested that you scammed the system, only that collecting snap benefits even if you have substantial assets are in accordance with the rules. The asset tests are only waived for the snap (food stamp) program in most states.  They still apply for medicaid and other means tested...
  8. Z

    Food Stamp & Social Security Info for anyone who is interested

    It's not a scam.  Those are the current rules.  It's up to your conscience.  If I had millions in retirement accounts, I wouldn't apply for government benefits except perhaps health insurance though.  What do you do for health insurance? Obamacare only pays the subsidy if you have at least...
  9. Z

    USPS Informed Delivery

    I signed up and found it to be useful, but keep in mind that not all the mail images, even first class envelopes, show up in the email or website.
  10. Z

    Food Stamp & Social Security Info for anyone who is interested

    As I mentioned in a previous post, most states have dropped assets test for snap (food stamps) eligibility.  So, eligibility is based solely on income and you can have any amount of assets (real estate, vehicles, bank accounts, stocks, cash, etc.) and still qualify.
  11. Z

    Does anyone have a compact laser SCANNER?

    I would highly recommend the Fujitsu Snapscan products. The hardware is good and can be completely powered by USB and the the software is excellent. https://www.amazon.com/Fujitsu-ScanSnap-S1300i-Document-Scanner/dp/B008HBFADQ/ref=sr_1_2?ie=UTF8&qid=1512537871
  12. Z

    Charging LIFePo4

    75% depth-of-discharge is the same as 25% remaining.  I'm sorry for any confusion.
  13. Z

    Charging LIFePo4

    My point is that discharging LiFePo4 batteries below 75% depth-of-discharge will significantly reduce battery life.
  14. Z

    Charging LIFePo4

    One obtains more amp-hours cycled over the life of the battery if LiFePo4 batteries do not exceed 75% depth-of-discharge.  On the other hand, limiting DOD to less than 75% does not provide significant benefit for LiFePo4 batteries.  I posted the data for this in a previous post: Looking at the...
  15. Z

    Charging LIFePo4

    I think being concerned about keeping the batteries at 100% charge for more than a few minutes is a bit excessive.  While lithium chemistry batteries do age faster when stored at full charge, the difference would not be significant unless the batteries were stored that way for weeks or, at least...
  16. Z

    Stock

    How about oil and gas royalty trusts? Examples include MTR and CRT http://mcdep.com/
  17. Z

    Battery doctor 140 amp isolator

    Keep in mind that a standard automotive alternator will not produce anything near its rated output while running at idle speed. Also, electronics in a typical modern car might draw 20A or so while running assuming headlights and the hvac blower are off. Idle output is typically 40A for a 125A...
  18. Z

    300 watt Solar Panel for $250 good deal?

    My panels produce 10-25% on cloudy days of what they produce on a clear sunny day.  My 2006 vintage kyocera poly panels produce a lower percentage on cloudy days then my 2016 vintage solarworld mono panels though.
  19. Z

    300 watt Solar Panel for $250 good deal?

    Perhaps you have this backwards?  Monocrystalline panels should produce more electricity than polycrystalline, especially under cloudy conditions...
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