BradKW:
I have two systems on my motor home: a 12VDC system and a 120VAC system.
The 12 volt system is in several parts.
1> A "starting battery" system which is pretty much unaltered as it was installed by Peterbilt when the tractor was built in 2003. It is fed by the main engine alternator when running or traveling down the road. It can also be fed by an on-board auxiliary power unit (APU) which is basically a 4000 watt generator and a heater, and also has a 12VDC output. The APU also circulates the main engine coolant to keep the block warm in cold weather.
2> A "house battery" system which I added. It is fed by four deep cycle 6V golf cart batteries, wired first in series and then in parallel; providing 12VDC with about 240 amp hour capacity. These batteries are fed from the engine alternator when the engine is running (going down the road), and from a built-in battery charger when I am connected to shore power. I hope to soon install a solar panel system which will also feed these batteries (in the spring, I hope!).
There is no interaction between these two system; they are completely independent and not interconnected in any way. I set the systems up that way for two reasons: they don't need to be; and secondly, when I take my truck into a Peterbilt dealer for service I don't want to hear any, "blah, blah, blah, we can't service your truck because you've messes with the electrical system." My replay, "go pound sand, they're not connected!"
You can see, so far I have not said anything about an inverter.
So, at this point the 12 volt stuff runs off of 12 volts, and the 120 volt stuff runs off 120 volts when I am connected to shore power, or when I have the APU running.
Hey, wouldn't it be great to be able to run the 120 volt stuff when boon docking and not have to run that blasted, noisy APU? You bet it would! Enter the inverter.
I'm sure you've read all about the various type of inverters because you are asking the right questions about designing your system. I purchased a pure sine inverter with 3000 watts continuous and 6000 watts peak output. It was cheap; its from China, it will probably poop out before I finish this posting. Still, it's done everything I've asked it to for the past five years.
Inverters take 12VDC and change it into 120VAC; that's it. No magic. For the inverter to provide any type of capacity to run your 120 volt stuff, you need to provide it with two things; proper operating voltage and lots of available current. Proper voltage is provided by using big honking cables between the battery bank and the inverter. The bigger the better; the only limit is your wallet. I use two gauge on most all my 12 volt runs; for the inverter I used two parallel 2 gauge feeds for both positive and negative. The second requirement, current, is provided by the batteries; that's why mine are deep cycle. Lots of amps over a long period of time.
My 12 volt control panel was home made. Very simple, works great. My 120 volt panel is basically just the service panel with the breakers. I have designed my system so I can manually connect the input of the service panel (which controls all the 120 volt circuits) to EITHER the shore power source, OR the 120 inverter source. NOT BOTH! This is done manually using a short jumper which can be plugged into either of the sources to feed the service panel. I can only plug into one output at a time, thereby avoiding a big senior moment screw-up.
Sorry this was so gassy. I'll take some pictures for you today of my system and post them.