Quality over quantity I say, if you really enjoy something and it will cost you a few years in the end so be it. We're all punching out of this place at some point, might as well be on our own terms while we are waiting.
80% of the average insurance premium is consumed by the costs of chronic conditions resulting from lifestyle choices: obesity, smoking, heart disease, diabetes, etc.
I am a strong supporter of liberty including taking personal responsibility for one's decisions. Folks can smoke or eat themselves to death if they like, just don't stick us with the bill for it.