investigator77
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- Joined
- Jul 19, 2013
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<span style="font-family: Tahoma; font-size: medium;">I had a great plan. My plan was to use money from a tax refund I was expecting, to pay cash for a travel trailer, park it in a lot for a year or two, and then if I like it, to pursue full-timing in a van or camper. Well I misunderstood the tax situation, and it turns out that I won't be getting a refund after all. The tax credit that I applied for is only used to reduce my taxable income at the end of the year. It's not a refundable credit <br> <br>Now I won't have that money coming in, so my plans have been squashed for now. But I'm not giving up the dream. I'm just trying to keep on learning about full-timing, and hopefully the day will come when I can afford to buy something. I'm trying to find seminars, or travel shows, to start learning about things, and I'll hit the library this week. Hopefully they'll have a "Camping for Dummies" section! <em>(note: I did find a Camping For Dummies book at Chapters online! I also found books about Boondocking, and Living In Your RV, so I ordered them and can't wait to get them)</em><br><br>I'm 54 and single, live on a fixed retirement income, and so have little savings (my income just covers my living expenses, so not a lot of money for extras). So now I can't afford to buy something for cash, and don't want to go into a lot of debt to buy something I'm not sure I'll enjoy. It's still my dream though, and I want to keep pursuing it. This is just a setback. Time for plan B.<br><br>One of the things that keeps me stuck, is the fear that I'll make a mistake and end up with nothing after a few years. What if I sell all my stuff and it doesn't work out? I'll have a steady income, as I receive pension benefits, and I know that this lifestyle actually saves a ton of money, but it's learning a whole new way of thinking about the future. I have health issues that require me to visit my doctor at least every 3 months, so I'd have to plan my travel accordingly.<br><br>I'm afraid that my daughter will think I've lost my mind if I decide to sell my condo! I think, how embarrassing for her to have to tell people that her mom lives in a RV. She was very supportive of me buying the trailer and parking it for the summer, but actually selling up and living in a camper? I'm not sure what she would think, so I have to give it a lot of thought before I would actually tell her I'm considering this lifestyle.<br></span> <br><span style="font-family: Tahoma; font-size: medium;">Reading the posts on CheapRVLiving is really eye opening, and there are so many knowledgeable people on here. There is Suanne who travels in her Prius! She bathes, sleeps, eats, and uses the loo, all in that little space. How creative is that? I'm amazed at the wonderful women who chucked it all in and hit the road. They travel in caravans for safety. I just know that once I got immersed in the travel, that I would meet other women who are like me. Some meet up place to place, some travel together, and some never know where their next destination will be.<br><br>I know that it takes time to learn all the things we need to know to pursue this dream. Sometimes it seems overwhelming. I'm sort of a girly girl. I get my hair cut and colored every 4 weeks. I wear nail polish. I like fashion. I don't wear pink ruffles and silk, but I still like to look after myself. I don't know how to do engine repairs, fix leaks, or change a flat tire. I'm afraid of spiders and mice, although I've dealt with them in the past <img class="emoticon bbc_img" src="/images/boards/smilies/eek.gif">. <br><br>I'm sure most of the men on here would find me laughable. What makes me think that I can change my life so drastically and become a full-timer or even a boondocker?! LOL<br><br>Ladies, I need your support on this. All the fears, and the "what if's" keep cropping up in my head. I don't have a supportive friend to talk to. I need people to encourage me to follow my dream, and perhaps give me your tips on how to keep moving forward. Everyone is so helpful, so I'll look forward to getting your input. Thanks so much!<br></span>