I recieved my SS Disibility about 18months ago, and in doing so I was relieved from "Discharged" my student loans... I had paid on the loans up to when i was unable to work and notified Sallie Mae of my situation... As soon as i was excepted on SSD the student loans were discharged as a hardship because i was deemed unemployable and the money i receive was at about the poverty level...<br><br>Flash forward to March of this year and my meager check was over $200 short without any explanation... I contacted the SSA and after a while I was told that the Dept. of ED/Sallie Mae had put a garnishment on me, my heart sank... <br><br>Contacting either of these agencies was like talking to robots and there was no recourse but to go through the Dept. of Ed hoops... They no longer accepted the SSA decision of my condition, now thats arrogent and over stepping... Asking about what changed and why I was told the Dept of ED had changed policies in Nov. of 2011 and they were going back in there records to collect... The why was the economy and the population defaulting on their loans...<br><br>So if you had discharged student loans when you received your disability be aware and be prepared... Info below you will need...<br><br>https://www1.salliemae.com/after_gr...r_responsibility/understanding/disability.htm<br><br>
Disability, Dept. of ED, and Student Loans
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<p>Sorry to hear that you went through that. I guess we just can't trust any word that comes from a gov't dept. Hate to say it, but you may just have to cut your losses and move on even though results from this lie no doubt took the wind out of your sails. Go chase the wind; you'll fill your sails again! Good Luck!!!</p>
Oh don't get me wrong, I am fighting back... The Dept. of Ed plays the game that your guilty until you jump through their hoops playing their silly game... I did and loaded up my info gun full of irrefutable medical evidence and signed off by two doctors... Sent the info certified mail and via express mail which they should have in the greedy hands now...<br><br>This is why i gave the link to the needed info, for you have to do everything... In the mean time they are taking out the money till you do... that would be life long payments, for me...<br><br>If anyone finds themselves in this position fight the good fight...<br><br>PS just heard on the Savage show just today for the first time that this is happening... it is the little guys that always get the sh@t end of the stick...<br><br>
<p>I hope there's a decent soul in the gov't who does what is right and gives you back your money. Just don't hold your breath. The gov't needs your money...Barack and family will no doubt need another vacation...been 2 weeks or so...</p>
BK2Valve, you have taken this issue to a place it does not belong... I have worked all my life and when i could no longer work, means allot of things change... I, like i said , Paid on these loans till i could not longer work... I am no friggin shirker to my bills but then again you have no idea of who i am or what i have done for this country... The point i was making is to protect those like me who are victims of circumstance and the times... the dept. of ED. are over stepping their bounds, just like the current Admin. like it or not... this never was meant to be political as you made it, it was to help those that are being F'ed by the man and how to battle them...<br><br>
bk2valve said:
Seraphim
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<p style="margin: 0px;">
</p><p style="margin: 0px;"> </p><p style="margin: 0px;">I would disagree with that statement: it is well within their jurisdiction to question who should repay their loans and who should be held responsible. They are looking out for the people whose money is funding the loans. As bk2valve stated, it's so easy to blame 'the government', or one of its departments, for the consequences of our decisions, and also for 'victims of circumstance and the times' when it is not the governments responsibility to take care of us.</p><p style="margin: 0px;"> </p><p style="margin: 0px;">I'm sorry you're having difficulty and are unable to work, though I'm glad you are making the best of the situation with all the traveliing and hiking you are doing. Your original post, thoug, apparently came across as a bit of a rant which I don't believe was what you intended.</p><p style="margin: 0px;"> </p><p style="margin: 0px;">Good luck.</p>
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<br><br>Actually this seems to be where it went political....No? <br><br>
<br>Hi SoulRaven,<br><br>I'm sorry you think my post was "political". I certainly did not mean it that way and I don't see that it was....I am just wondering why you feel you don't need to pay back your outstanding loans. Student loans are held exempt even from personal bankruptcy. I don't believe there is any relief from paying them. My kid and his wife have taken enormous loans for their education and it is a challenge and hardship for them to make the payments but they do..... <br><br>My post had nothing to do with what you have done or what and how you have served our country....I am a 68 y.o. Vietnam combat veteran myself and have been on non-service connected disability since I was 57...I totally understand your dilemma and I am grateful that you were able to get your Social Security Disability claim granted....It saved me arse financially when I got mine....<br><br>If you are who I believe you are, I met you at the RTR so I do know a bit about you and when I thanked you for your service I meant it. <br><br>If you are granted SSD, all the government is charged to do is to pay you some Social Security early based on what you paid in during your work life...it isn't a freeby, it is an entitlement (without the negative spin put on the word by some "political" entities) and they really don't have any other responsibility regarding someone who is disabled. One blessing is that after drawing it for 2 years you will be eligible for Medicare.<br><br>I have to very careful of my expectations no matter what they are about....<br><br>Best of luck,<br>Bri<br><br><br>
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<br><br>Hahaha, I thought this sig line was the person's post....!!!!!!yikes....<img src="https://vanlivingforum.com/images/boards/smilies/confused.gif" align="absmiddle" border="0">??????<br>Bri<br><br>
giulialatini
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What if you were a wife and a mom almost your entire adult life and never accrued enough "working" hours to get Social Security benefits or can ask for disability?
sl1966
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<br /><br />I hope this helps you find the info you need ... <a href="http://www.ssa.gov/dibplan/dqualify.htm">http://www.ssa.gov/dibplan/dqualify.htm<br /><br /></a>giulialatini said:
i can't pretend this isn't a political issue, and like most political issues it isn't about left or right, but by the methods employed by an agency and whether they are appropriate. <br />it isn't that the doe has no right to question. of course they do. and they have the right to collect as well. the problem with so many agencies is how unreliable they are regardless of an administration or congress or court. <br />the op was told one thing and then it was taken back after he'd come to rely on a decision. <br />taxes are fine, but if the gov finds a mistake, they do it after two years of interest and penalties piling up.<br />you can forget about a criminal sentence or court order meaning a damn thing.<br />he has every right to be upset. i disagree about laying the blame at the feet of any particular administration; all too often, it's all too easy. and in the long run it has people taking a side rather than taking a stand.
twokniveskatie
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My ex-husband, who was a self-employed contractor, never paid in to social security. Because we were married over 10 years ( just barely) before our divorce was final, i understand he will collect a decent sum based on my work history. <br /><br />Yeah, nothing steams me like the phrase "non-working mother", eh?<br /><br />Edited: for predictive text in Klingon. <br /><br />Seriously, I can't imagine whar inspires these "corrections".<br /><br />Edited once again: *what*<br /><br />
giulialatini said:
giulialatini
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More than lamentation I was wondering if there were other women (or men) out there, solo van dwellers, that had similar financial issues, since in order to live the van dwelling life an, albeit small, monthly income is necessary. bk2valve, you are being somewhat limitative: a Forum titled Disability, Dept. of Ed and Student Loans is probably going to deal with people's personal financial drama, don't you think?
Seraphim
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<br /><br />+1<br /><br />One thing that steams ME is people who confuse 'entitlement' with 'right'. People who think they have a right not to work, when they are fully capable,and receive money from the government. There is an entire culture of people who have grown up learning to mooch off the system, having never contributed to it.
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Hi all, I deleted my first post on this. I spoke when I shouldn't have and regret doing so....I have since spoke with SoulRaven about it while we were at the RTR and I do understand where he is coming from. <br /><br />What pushes my buttons is when the president who actually is doing all he can to stop the doubling of student loan interest gets blamed for everything that is wrong with a very sick and failing system.<br /><br />Disability insurance and medicare are both economic socialism at it's best. Many of us do depend on them for our personal welfare. My suggestion is to be very careful with your votes, understand what is happening and who has your best interest at heart. Above all, be conscious of where your news comes from...radio talk shows are NOT the news.<br /><br />Bri
interesting blog here. I guess we can include NPR in the category of "radio talk shows". and with some government subsidies, Bri. <img src="images/boards/smilies/biggrin.gif" alt="" align="absmiddle" border="0" /><br /><img src="images/boards/smilies/frown.gif" alt="" align="absmiddle" border="0" /> Darrell
to point a fact, we can't.<br />npr is a network, not a program.<br />it is made up of a national network of local stations which air local shows as well as national shows carried by the network. they air bbc, news stories local, national, and global. <br />and the local stations pay npr.<br />AND the have talk shows.dborla01 said:
