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mpruet
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    • mpruet
      mpruet replied to the thread Social security.
      The first thing that I’d recommend is that folks learn their spending habits - know where every dollar of your income goes. This should...
    • mpruet
      mpruet replied to the thread Social security.
      How is suggesting that folks think about the impacts of their current decisions, avoiding debt, and trying to make wise decisions with...
    • mpruet
      mpruet replied to the thread Social security.
      These are valid points. Everyone has different situations which can lead to different actions. However I would still strongly suggest...
    • mpruet
      mpruet replied to the thread Social security.
      I believe strongly that it is very wise to create simulations of what your situation will be prior to making any financial decision...
    • mpruet
      mpruet replied to the thread Social security.
      I was fortunate to have a good job which I could do remotely and which also provided a lot of benefits. I was considered a highly...
    • mpruet
      mpruet replied to the thread Social security.
      Maybe, but I doubt that any politician is going to touch ROTH. It’d be easier to collect FICA on capital gains, and I suspect that...
    • mpruet
      mpruet replied to the thread Social security.
      No, but the surplus can dry up. And that means in a weaker economic year with higher unemployment, there will not be enough to make...
    • mpruet
      mpruet replied to the thread Social security.
      Where do you propose the money come from when the fund dries up?
    • mpruet
      mpruet replied to the thread Social security.
      I’m not sure I would agree. I really think that 401Ks are far better for the employee than pensions ever were. The biggest problem...
    • mpruet
      mpruet replied to the thread Social security.
      I personally think that pensions are a very risky plan. Often companies when belly-up and the pensions went with them. Also frequently...
    • mpruet
      mpruet replied to the thread Social security.
      That’s a good question because during my working years the majority of my managers and colleagues were minorities.
    • mpruet
      mpruet replied to the thread Social security.
    • mpruet
      mpruet replied to the thread Social security.
      If the message of the importance of being self-sufficient is not getting across, then why isn’t it? Race may have been a factor in the...
    • mpruet
      mpruet replied to the thread Social security.
      OK - I’ll change the adage a bit. Feed a man an ear of corn and he eats today - teach him to grow his own corn and he eats a lifetime...
    • mpruet
      mpruet replied to the thread Social security.
      True, but I suspect a key component is being content on only spending on what is needed and not on what is just wanted.
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