mpruet

The first thing that I’d recommend is that folks learn their spending habits - know where every dollar of your income goes. This should...

How is suggesting that folks think about the impacts of their current decisions, avoiding debt, and trying to make wise decisions with...

These are valid points. Everyone has different situations which can lead to different actions. However I would still strongly suggest...

I believe strongly that it is very wise to create simulations of what your situation will be prior to making any financial decision...

I was fortunate to have a good job which I could do remotely and which also provided a lot of benefits. I was considered a highly...

Maybe, but I doubt that any politician is going to touch ROTH. It’d be easier to collect FICA on capital gains, and I suspect that...

No, but the surplus can dry up. And that means in a weaker economic year with higher unemployment, there will not be enough to make...

Where do you propose the money come from when the fund dries up?

I’m not sure I would agree. I really think that 401Ks are far better for the employee than pensions ever were. The biggest problem...

I personally think that pensions are a very risky plan. Often companies when belly-up and the pensions went with them. Also frequently...

That’s a good question because during my working years the majority of my managers and colleagues were minorities.

If the message of the importance of being self-sufficient is not getting across, then why isn’t it? Race may have been a factor in the...

OK - I’ll change the adage a bit. Feed a man an ear of corn and he eats today - teach him to grow his own corn and he eats a lifetime...

True, but I suspect a key component is being content on only spending on what is needed and not on what is just wanted.