GOOD MORNIN! USA! after 5 years in slide in camper and watching utube on this subject, and chase bank shortsale and real estate collapse some time back , im now depositing my mortgage payment into my own stock market account to ad to my social security in 7 years when i retire from graphic arts as a pressman. being an eagle scout 1978 i love camping anyways. we ll save the rest for later. thanks for your site, its nice to know as the good Lord told elijah, i have 7000 reserved in My name that you knew nothing about when he thought he was the last one left..haha...God bless all of you..ray