I should point out that, if you use three panels in series, you should also use three light bulbs in series, and they should be of the proper wattage. That is, if using three 12v/7ah batteries in series, each light bulb should be pulling about 700mah each for a 10-12hr charge, and if you increase the wattage/ah rating of the bulbs, you'll get proportionally quicker charge rates. Also, you can add a switch to change from quick charge to slow/trickle charge by adding another set of light bulbs for this purpose.
Again, always use the recommended charge rate, as spelled out by the manufacturer. While the voltage and current you use may or may not seem important, the final voltage of your fully charged battery is EVERYTHING if you intend it to last. Equally important is NOT leaving it on charge for extended periods of time. My dad can't get this through his head, and he leaves everything on charge all the time, then wonders why everything can't hold a charge anymore. If the battery gets hot, you're over-charging it. After doing this repeatedly, you'll ruin it's ability to hold charge.