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  1. W

    Rat in a cage

    Thank you to all who posted replies. This forum is a great resource, not only for those living the RV life, but also for those who are uncertain of things but dream of what it might be like. So from what I gathered of the responses, this is what I got: 1. Don't make any extreme decisions...
  2. W

    Rat in a cage

    We only borrowed 230k...but realize you pay back at least twice that much. We bought the house because we were tired of paying rent. Seemed like logical step. It is in a growing suburban area 30 mi north of Dallas with high growth potential. So the house will be an asset. We may try to pay it...
  3. W

    Rat in a cage

    Yes...buying the house was originally my idea....im just gonna bide my time and keep working. My next vehicle will be a truck...then I might try getting a camper on it... I have just recently had these thoughts about rv'ing, so maybe they will pass...i still have a few more good years working so...
  4. W

    Rat in a cage

    I know right....but that is my reality...and as long as I stay married (she makes about the same $$$ I do), and keep my high paying job, then I get to live in a nice house, drive newer type cars, and save money.  But should anything break in that chain, I am screwed.
  5. W

    Rat in a cage

    I just saw this and it gives me a little hope... "The IRS Rule of 55 allows an employee who is laid off, fired, or who quits a job between the ages of 55 and 59 1/2 to pull money out of his 401(k) or 403(b) plan without penalty. This applies to workers who leave their jobs anytime during or...
  6. W

    Rat in a cage

    In five years, I will still need to be working.  The earliest I can claim SS is 62, and if I wait a few years, I will get even more, assuming it hasn't gone broke by then.  Also, I cannot take money out of my 401k until I am 60 or 62 without penalty, so io io, off to work i go!!
  7. W

    Rat in a cage

    Maybe I am having a mid-life crisis, but I recently turned 50 and just bought a new home and am now saddled with a $2000k house payment for the next 30 years.... I have been expressing my fear of this to my wife (who actually loves the house and wants to die there) and she doesn't want to hear...
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