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  1. B

    Obamacare, (ACA), stress test

    I pay $110 p/mo for my G plan,(Mutual of Omaha) and $7 p/mo for my D,(drug), plan with Aetna Silverscripts. I only use 1 drug for thyroid control so this plan may change as I get older and sicker. I don't smoke or toak. I may go with a high deductible plan in the future once I get all my...
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    Obamacare, (ACA), stress test

    Agree 100%. You are preaching to the choir. ACA is better than what we had before, which was nothing. It enabled me to retire at 56 and my wife would be slowly dying right now if not for the ACA. (or I'd be working at Walmart for the health insurance). Under ACA the insurance companies by law...
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    Obamacare, (ACA), stress test

    https://www.payingforseniorcare.com/best-medicare-supplement-plans This link should answer all your questions. I chose Mutual of Omaha. I believe it is the 2nd largest player next to United Health. It has excellent customer service, quick claim settlement, and offers $50,000 lifetime...
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    Obamacare, (ACA), stress test

    Just one example and I credit my wife for catching this one. The hospital wanted to know if she wanted them to supply her with her glaucoma eye drop medicine and administrate it to her. My wife refused and I asked her why. She said they would vastly overcharge for it and charge for putting...
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    Obamacare, (ACA), stress test

    An HMO is a time consuming pita. I had to be on top of all the referrals, preauthorization's, and coverages. Yes it was time consuming. Any doctor other than her PCP had to have a referral. Any inpatient treatments had to have preauthorization's. I even checked to make sure the outpatient...
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    Obamacare, (ACA), stress test

    I would also like to thank John Roberts of the Supreme Court...
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    Obamacare, (ACA), stress test

    I am writing this in response to other people’s inquiries on health insurance. If this can help one person, it is worth my time and effort to share. My wife recently underwent a heart valve replacement and at the same time had another undiscovered, severely leaking valve on the other side of...
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    Probably leaving the forum

    Bio valve, (cow valve). She would not be a good candidate for the mech valve due to her being a bleeder. She would have to be on Coumadin, (blood thinner), for life. That alone could be life threatening to her.
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    Probably leaving the forum

    Appreciate your prayers and well wishes. This is her 2nd open heart surgery in 15 years. Last time was valve repair, and this time it will be valve replacement. The anxiety is building as the day draws closer, (12 more days). Many restless nights. Thought did cross my mind to eat a lead...
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    Probably leaving the forum

    Yea, kind of. Wifey and me live off $50,000-$60,000 p/yr depending on how much we travel and kind of traveling we do. Closer to $50,000 p/yr mostly, This year was a bit more because of $15,000 for new roof, $7,000 new attic,(complete duct replacement and all new R40 insulation), $5,000...
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    Probably leaving the forum

    I humbly disagree. Once a year in the newsletter is recognizing the HOA contributors. 4X a year, (quarterly), is shaming the non-contributors...
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    Probably leaving the forum

    Not a typo or flame bait. Just being a little facetious. I'm too cheap for Starbucks, but $20 would pay for 3 containers of Maxwell House coffee from Walmart, which I do drink. I do pay for Allstays and such sites that give me a real return on my money, but forums are a dime a dozen. I agree...
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    Probably leaving the forum

    I'm retired and trying to make it on just a little over $7,000 a month, and $20 is too much of a stretch. That's 3 days of Starbucks for me. Not a hard decision to make...
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    New to the forum Saying Hi!

    99 Suburban, 302,000 miles and running strong. On 2nd transmission,(reman), towing utility trailer. Part-timer. Have fun...
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    What's in your van kitchen!

    Sorry G. Sounds like a lot of paranoia to me. I have done everything you have warned about all my life and I'm pretty healthy and kicking. Maybe if a person has an immune deficiency problem they might heed this advice. Have to disagree on this one, although I've been wrong before... On a side...
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    coping with rising costs

    I got 25 pair of underwear, at a garage sale, from a woman whose husband died for 25 cts/piece. A little bit of bleach and almost good as new...
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    I-bonds paying 7.12%

    Also if redeemed before 5 years, you will lose 3 months of interest for that year as a penalty.  After 5 years you are allowed to keep all interest accrued...
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    I-bonds paying 7.12%

    That rate is only good for 6 months and then resets every May and Nov depending on inflation readings at that time.  That return will vary.  Also limited to $10,000 per individual...
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    the tyranny of rent

    There is so much crap to deal with in a sticks and bricks place. You work all day and then come home and work some more, and then you look up in 20 years and there's nothing to show for it, other than meaninglessness, depression, job burnout, etc. Well, bought my house for $110,000 33 years ago...
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    Who's behind your user name

    After 2 or 3 dates my future wife said to me, "I've heard about you. Quite the skirt chaser".  "Think you're some sort of Beavergod or something."  Taken aback I replied, "I'm merely looking for a woman to spend the rest of my life with and I don't want to screw it up."  She said, "You found...
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