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:cool: Thank you all for the great advice as it will give us a lot to ponder.

My wife and I are fed up with the rat race in Calif (I'm 60 and she's 50 ) her job especially has damaged her mentally over the last 3 years but she wants to hold on for that extra 5% pay bump next year but I tell her we can survive we have a couple of small IRAs and her $1600 pension and we...