It seems like the guitar playing is associated with work. Maybe it can be fun again. Wouldn't it be nice to play at the campfire with friends while they and you sing? It sounds like you have the gift of music but have forgotten the joy that it once was.
There is a movie I recommend you watch...
Did anyone catch Tucker's show a few nights ago where an Iowan who farms 16,000 acres talked about how the average family's food bill could be 1,000$ a month later this year? He talked specifically about the huge rise in fertilizer costs being a prime driver. Between food and gas price...
Saw it on another site. There is a link directly to the Settlement administrater, very easy questions, took maybe a minute. TI opted for the $125. Sorry don't have that link.
That was my suggestion several pages ago. Sounds like his plan now is to hangout in Baja so might as well do the voluntary repo and let the chips fall where they may. For sure, they won't be able to collect a deficiency balance judgment down in Baja.
The Rolling Steel Tent blog. Nice words about that blog which is followed by many here and word of a new California Boondocking guide.
https://www.frugal-rv-travel.com/California-Camping.html
How about taking out a writing pad and list all the what if questions that occur to you?
Examples might be:
what if I just return the truck to the bank
how will I get around if I do
where would I stay
can I afford to live
FIll the pad up and sleep on it. Maybe some answers...